Health Insurance
Individual and family floater plans covering hospitalisation, with options such as top-ups and critical illness cover.
Insurance & General Insurance
Protection for your health, home, vehicle and business
Choose the right cover for everyday risks — with clear explanations of what is included and what is not.
Overview
What is general insurance?
General insurance covers financial losses other than death — such as medical expenses, damage to your vehicle or home, travel emergencies and business risks. Most general insurance policies are annual contracts that are renewed each year.
The right policy depends on your lifestyle, assets and budget. We help you understand coverage, sub-limits, deductibles, waiting periods and add-ons before you decide.
Categories
Insurance categories we can help with
Motor Insurance
Third-party (mandatory by law) and comprehensive cover for cars and two-wheelers, with optional add-ons.
Home Insurance
Protection for your home’s structure and contents against risks such as fire, natural calamities and burglary.
Travel Insurance
Cover for medical emergencies, trip cancellations and baggage loss on domestic and international trips.
Personal Accident
Financial support in case of accidental death or disability, as per policy terms.
Business & Commercial
Shop, office, property and liability covers to help protect your business assets.
Our Service
How we support you
Buying a policy is only the beginning. We stay involved through renewals, policy changes and claims so you are never on your own.
- Needs assessment and plan comparison
- Explanation of inclusions, exclusions and waiting periods
- Help with proposal forms and documentation
- Renewal reminders and portability guidance
- Claim process guidance and follow-up
FAQs
General insurance questions
Is health insurance from my employer enough?
Employer group cover is helpful but usually ends when you leave the job and may have a limited sum insured. Many people also hold a personal health policy for continuity.
What is the difference between third-party and comprehensive motor insurance?
Third-party insurance covers liability for damage or injury to others and is mandatory by law. Comprehensive insurance also covers damage to your own vehicle.
Can I port my health insurance to another insurer?
Health insurance portability is generally allowed at renewal, subject to the new insurer’s underwriting and applicable guidelines.
What documents are usually needed for a claim?
Typically the policy details, claim form, ID proof, bills and reports. Requirements vary by insurer and claim type — we will guide you.