Mutual Funds
Eligible NRIs and OCIs may invest in Indian mutual funds, subject to applicable regulations, scheme availability and the requirements of the relevant fund house.
Explore NRI Investments
NRI Investment Solutions to Help You Grow Your Wealth in India
Living abroad doesn't mean you have to lose touch with your financial goals in India. Whether you want to build long-term wealth, plan for retirement, support your family or invest for your future return to India, understanding your investment options is an important first step.
Overview
NRI Investment Solutions for Your Financial Goals in India
Living abroad doesn't mean you have to put your financial goals in India on hold. Whether you want to build long-term wealth, plan for retirement, support your family or prepare for a future return to India, choosing suitable investment options is an important step towards your financial future.
- Investment Opportunities in India
- Wealth Creation and Long-Term Growth
- Retirement Planning
Plan Types
Types of NRI investment
Explore Investment Options for NRIs
Bonds and Fixed-Income Securities
Eligible investors may consider certain government securities, corporate debt instruments and other permitted fixed-income investments.
Equity Investments
Eligible investors may consider certain government securities, corporate debt instruments and other permitted fixed-income investments.
Real Estate in India
Real estate may be relevant for NRIs planning to purchase eligible property, maintain a family home or evaluate property for rental income.
Retirement and Long-Term Financial Planning
If you plan to return to India in the future, you may wish to evaluate investments according to your expected retirement date, income requirements and future living expenses.
How It Works
How Our NRI Investment Process Works
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Discuss Your Requirements
Tell us about your financial goals, country of residence, investment horizon and the type of investments you wish to explore.
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Understand Your Eligibility
Investment availability may depend on your NRI or OCI status, country of residence, product eligibility and applicable regulations.de.
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Explore Investment Options
Review relevant investment categories and compare their features, costs, risks and potential suitability.
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Review Documentation and Tax Considerations
Understand the KYC, banking, tax and regulatory requirements relevant to your proposed investment. Seek professional tax or legal advice where appropriate.
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Proceed Through the Appropriate Channel
Once you have made an informed decision, follow the relevant financial institution's or authorised intermediary's application and investment process.
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Review Your Financial Goals Periodically
Your financial priorities may change as your circumstances, residence or retirement plans evolve. Review your investments periodically to ensure they remain aligned with your objectives.
FAQs
NRI Investment
Can NRIs invest in India?
Yes. NRIs and eligible OCIs can access various Indian investment opportunities, subject to the rules applicable to each investment, their eligibility and any country-specific restrictions.
Which investments can NRIs explore?
Depending on eligibility, available options may include mutual funds, fixed deposits, government securities, eligible bonds, equities and certain property investments
What is the difference between NRE and NRO accounts?
NRE accounts are generally used to maintain eligible foreign earnings in Indian rupees, while NRO accounts are generally used to manage income received in India. Their tax treatment and repatriation rules differ.
What is an FCNR(B) deposit?
An FCNR(B) deposit is a term deposit maintained by an eligible NRI in a permitted foreign currency with an authorised bank in India.
Can NRIs invest in Indian mutual funds?
Eligible NRIs and OCIs can invest in Indian mutual funds, subject to applicable regulations, fund-house requirements and any restrictions based on their country of residence.
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